Blog

Insurance for Retailers: Your business is like no other. That’s why we offer tailored coverages to meet your unique needs.

For retail companies, purchasing the right insurance to protect your business is among the most important decisions you make. At Liberty Mutual Insurance (and Morgan Insurance Agency), we’ve seen firsthand the negative effects a mandated product recall or damage to your merchandise can have on your customers, your financial ...

Insurance for Concrete Contractors

As a concrete contractor, you face many risks in your day-to-day work, from job site injuries – to equipment theft – and potential lawsuits brought on by damage to a client’s property. Liberty Mutual and Morgan Insurance Agency understand your unique needs and offer tailored coverages, expert services, and safety resources ...

Insurance for Excavation/Grading Contractors

As an excavation contractor, you face many day-to-day risks, from job site injuries – to equipment theft – and potential lawsuits brought on by damage to a client’s property. Liberty Mutual Insurance & Morgan Insurance Agency understand your unique needs and offer tailored coverages, expert services, and safety ...

If you’re not getting enough nature during the lockdown, try bringing it indoors with these simple hacks

Pandemics change everything, including the way we design buildings. After the 1918 Spanish flu and the scourge of tuberculosis, there was a push for “healthier” buildings, “full of light and air,” as the Swiss architect Le Corbusier put it. This translated into the clean lines and white surfaces of what came ...

Advice: Why Managing Your Cash Flow is Critical Right Now

Take a peek at this share worthy Insurance Journal article. It’s an unfortunate fact— Most all small and middle market businesses in our community will experience negative cash flow in response to the COVID-19 virus and the related economic downturn. As a result, business owners must take immediate&...

Business resiliency in uncertain times

When it comes to business interruptions, being proactive is very important for recovery. Here are three things to consider to slow the effects of a business interruption. Unforeseen disasters have been called “the great equalizers.” Extended disruptions and delays can put your business resiliency at serious risk. For all types ...

Keeping our customers in the know – Morgan Insurance is here for you!

We sent the following message out via email blast to our clients earlier today (3/20/20). It was shared across our social media platforms as well. Here it is in blog form: We are writing to let you know our office is open during normal business hours, Monday through Friday 8 to 5. We ...

Employee Shortage Problem in the Construction Industry

The construction industry is taking a hard hit from a shortage of labor and a lack of technology innovations. One small business plans to change that by increasing the visibility of job opportunities in the construction industry. https://safecosocialshare.page.link/3RCLk Eighty percent of construction businesses ...

Check to make sure you're small business owner insurance covers cyber attacks.

Did you know that 71 percent of cyber attacks target businesses with 100 employees or less?  Consider cyber insurance to make sure you are covered in the off chance you are the victim of a cyber attack.   Every year, the number and types of cyber threats continue to grow. ...

Best Water Leak Detectors for 2020

The latest water leak detectors can save you hundreds or thousands of dollars in repairs, not to mention the inconvenience, but which one is right for you? One of the biggest issues facing any homeowner is water damage. A burst pipe, malfunctioning hot water heater or leaky appliance can ...

Insurance Questions You're Too Embarrassed To Ask

Most people buy vehicle insurance on the fly — probably because you need an auto policy to drive a new ride off the lot. Having insurance right away is important — and not just because states mandate coverage. There's no guarantee you won't get into an ...

What Does a Cyber Liability Policy Cover?

Like many businesses, your firm may use, store, send, or receive electronic data. This data may include information that belongs to your business, like sales projections and tax records. It may also include data that belongs to other people, such as customers, employees, and vendors. Examples of other ...