Blog

How Often Should You Service Your HVAC Unit?

When it comes to keeping your home comfortable and energy-efficient, your HVAC (Heating, Ventilation, and Air Conditioning) system plays a crucial role. Just like any other major appliance or system in your home, your HVAC unit requires regular maintenance to perform at its best. But how often should you have ...

Challenges of Operating a Poultry Farm in Texas & Louisiana

Operating a poultry farm comes with several challenges that can affect productivity, profitability, and sustainability. Here are the key challenges:

1. Disease Outbreaks

Poultry are highly susceptible to diseases like avian influenza, Newcastle disease, and coccidiosis. Outbreaks can lead to massive mortality and financial loss. Biosecurity and vaccination programs ...

Unique Risks for Excavation Contractors

Excavation contractors play a vital role in the construction industry, preparing sites for buildings, roads, and infrastructure projects. However, their work comes with a unique set of risks that require specialized knowledge and safety measures. Understanding these risks can help contractors mitigate potential hazards and ensure a safer working environment. <...

Understanding the Hidden Risks of Commercial Property Insurance

As a business owner, protecting your commercial property is crucial to ensuring the continuity and success of your operations. While many are familiar with the basic coverage options, there are several risks that might not be immediately apparent until a loss occurs. I wanted to take a moment to share ...

If you use your personal vehicle for your business, you should consider getting a commercial auto policy for your vehicle.

Commercial vehicle insurance is indeed crucial for businesses that use vehicles for their operations. Here are some key points to help you understand this type of insurance better: What is Commercial Vehicle Insurance? Commercial vehicle insurance provides coverage for vehicles used for business purposes. This includes cars, trucks, vans, and ...

Why You Might Need an Umbrella Policy

Why You Should Consider a Personal Umbrella Policy In today's unpredictable world, having an extra layer of protection is more important than ever. That's why we want to share some valuable information about personal umbrella policies and how they can enhance your current insurance coverage. A personal umbrella policy provides ...

Happy Holidays to all and a successful, safe New Year!

We would like to wish everyone a safe and happy hoiday season and a safe & successful new year!  2025!! Here are some fun, random trivia facts you may not know: Who is the author of the book, "How the Grinch Stole Christmas" ?   -  Dr. Seuss How ...

Thanksgiving Fun Facts

We hope you all have a safe and wonderful Thanksgiving with your family and friends.   In the meantime, here are some fun Turkey Day facts you may not know! Approximately 80% of Americans prefer leftovers to the actual Thanksgiving feast Since 1934, the only time the Detroit Lions didn't play ...

Safety Tips for Independence Day Celebrations

With 4th of July just a few days away, it's a good time to think about ways to be safe during your celebrations or parties.  Fireworks is a great place to start.  Many people throughout the state of Texas enjoy having fireworks as part of their celebration. &...

How to Customize BOP to Meet Your Business Needs

A Business Owner’s Policy (BOP) offers invaluable benefits to small business owners, particularly those operating on a tight budget. For a small business entrepreneur, a BOP is an essential business insurance cost that provides coverage for personal property and business liabilities by providing the essential protection to safeguard your ...

Happy New Year!

2024 is upon us and we have great optimism for the year ahead! From an insurance perspective, it’s a great time to take inventory of any changes in your life or business over the past year that might affect your potential risk.   Was someone in the family on ...

12 month vs 6 month Auto Policy: What to know

When it’s time to renew your auto insurance policy, there are things to consider or be aware of.   If you are shopping for a new quote, make sure that the quote matches the policy term you’re looking for.   Sometimes a customer may get a ...